Finally, Financial Guidance Built for Educators and Staff
You spend your days helping students succeed. Take10 helps you understand your pension, maximize your benefits, reduce stress, and build financial confidence—in just 10 minutes at a time.
- Built specifically for educators and school staff.
- Pension & retirement guidance that actually makes sense.
- No financial jargon. No sales pressure.
- Free to get started.
Minute Sessions
Step Financial Journey
AI Coach Access
Day Free Trial
Built for People Who Make Schools Better Every Day
Whether you’re a teacher, a bus driver, or district office staff, Take10 helps you understand the financial benefits you’ve already earned—and build the future you deserve.
Teaching Is Hard Enough. Your Finances Shouldn’t Be.
Most educators wonder…
- Am I saving enough?
- Will my pension really be enough?
- Should I contribute to a 403(b)?
- What's the difference between a 457 and a 403(b)?
- When can I retire?
- Am I missing money I'm already entitled to?
Take10 gives you simple answers in short sessions designed around a school schedule.
Get Simple AnswersTry Take10 Before You Sign Up
Explore parts of Take10 completely free — no account, no card, no catch. Just click in and start.
Wellness Wednesdays
Browse the full schedule of 30-minute live resets and add sessions to your calendar.
Open it freeCommon Key Questions
Work through every step of the guided financial journey, ten minutes at a time.
Open it freeThis Week’s Power Move
The latest Power Move guide is always free to download — no account needed.
Open it freeEnroll or Change Your 403(b) Contributions
Go to enrollment to start, increase, or update your 403(b) salary deferrals.
Go to enrollmentEverything else in the Member Hub unlocks with a free 21-day trial.
Meet Coach Kennedy
Your personal financial guide for education. Ask questions whenever they come up—and get clear answers without spending hours searching online.
One clear step at a time, in just ten minutes
No overwhelm, no jargon—just a simple path that builds real financial confidence session by session.
What You Get as a Take10 Member
Take10 membership gives educators and staff everything they need to feel calm, clear, and confident about money—here’s what’s included.
Answers Whenever You Need Them
As a member, Coach Kennedy is with you 24/7—ask any money question and get a clear, jargon-free answer in seconds.
Coaching From People Who Get It
Members get personal guidance from certified coaches who understand educator pay, pensions, and school benefits.
Confidence About Your Retirement
Finally understand your pension, 403(b), and 457—and know your money is working toward the future you want.
Progress in Just 10 Minutes
A guided path of short 10-minute sessions means members make real financial progress without adding to a busy schedule.
A Community Behind You
Join thousands of educators and staff sharing tips, wins, and encouragement—so you never plan alone.
Guidance, Never a Sales Pitch
Everything is built around your best interest—no products to push, no pressure, and cancel anytime.
Tools Built for Your Success
Access AI coaching, human mentors, and a supportive community—all designed to help educators and staff build lasting financial confidence.
Participation that Leads to Your Financial Confidence
Start with a 21-day free trial — no credit card required.
Your price depends on your relationship with PlanScope360.
Start Your Free 21-Day Trial Now
Full access to every Take10 tool, no credit card required. Your membership rate is determined during sign-up based on your relationship with PlanScope360.
Create Your Free Account
- Coach Kennedy (your A.I. Coach), available 24/7
- Personal coaching and the educator community
- Pension, 403(b) & 457 guidance made simple
- Members-only resources, workshops, and tools
Already a member? Sign in
Educators Just Like You
Connect with thousands of educators sharing ideas, retirement tips, and encouragement.
“I finally understand my pension after teaching for 18 years.”
— 5th Grade Teacher
“I've attended every retirement seminar my district offered. This explained everything better.”
— School Counselor
“I increased my retirement savings without changing my budget.”
— High School Teacher
Frequently Asked Questions
Everything you need to know about Take10 for Financial Fitness.
Take10 for Financial Fitness is a financial wellness membership built specifically for educators and school staff. It provides clear, jargon-free guidance on your pension, 403(b), 457, and everyday money questions — delivered in 10-minute sessions, alongside a personal AI guide (Coach Kennedy), certified coaches, and a supportive educator community.
Take10 is designed for educators and school staff — teachers, counselors, and district employees — who want to understand their benefits and build financial confidence without dense jargon or sales pressure.
Take10 guides you through a five-session journey, each about 10 minutes: (1) Understand Your Pension, (2) Increase Your Retirement Savings, (3) Protect Your Family, (4) Build an Emergency Fund, and (5) Plan for Retirement. You make real progress in short sessions that fit an educator’s schedule.
Take10 pricing depends on your relationship with PlanScope360: the Standard plan is $14.99/month, and Retirement Plan Participants — anyone contributing to a PlanScope360-administered 403(b) or 457(b) plan — are members at no cost. Paid memberships start with a 21-day free trial — no credit card required — and you can cancel anytime.
Coach Kennedy is your 24/7 personal A.I. financial guide — an AI coach trained on government benefits and pension planning for educators. You can ask questions like “How does my pension work?”, “Should I increase my 403(b)?”, “What happens if I change districts?”, and “Can I retire at 60?”
Both are tax-advantaged retirement savings plans commonly offered to educators, and Take10 explains how each works for your situation in plain language so you can decide whether — and how much — to contribute. Coach Kennedy and your coaching sessions walk you through the specifics for your district.
No. Take10’s guidance is built entirely around your best interest — there are no products to push and it’s never a sales pitch. You get education and coaching, not a sales funnel.
Yes. All district employees get access to Take10 as members — the same coaching, Coach Kennedy, journey, and community every member gets — and staff who contribute to a PlanScope360-administered 403(b) or 457(b) plan are members at no cost. Take10 helps districts reduce financial stress across their workforce, support fiduciary goals, and improve retention. Districts can inquire directly through the contact form.
You Shouldn’t Have to Choose Between Loving Your Job and Feeling Financially Secure.
Start with one 10-minute session today. It’s free to get started—no jargon, no sales pressure.
Let's Get Started
Whether you're a teacher or a school district looking to support your educators, our team is here to help. Send us a message and we'll be in touch.
- Free 21-day access — no credit card required
- Personalized guidance for teacher benefits
- Enterprise plans available for school districts